Keywords: Ekonomi Digital, Fintech Syariah, Inklusi Keuangan, Pemasaran Syariah, Teknologi Finansial
Abstract
Penelitian ini membahas transformasi pemasaran syariah melalui perkembangan teknologi finansial (fintech) dalam ekonomi digital. Tujuan dari penelitian ini adalah untuk mengeksplorasi bagaimana fintech syariah mengubah pendekatan pemasaran syariah dan meningkatkan inklusi keuangan, serta mendorong perekonomian syariah secara menyeluruh. Metode penelitian yang digunakan adalah analisis deskriptif dan pendekatan kualitatif untuk mendapatkan pandangan mendalam dari pelaku industri dan konsumen. Hasil penelitian menunjukkan bahwa fintech syariah berhasil memperluas jangkauan pasar, menyediakan produk keuangan yang sesuai syariah, dan meningkatkan kepercayaan konsumen melalui nilai-nilai etis dan transparansi. Penelitian ini juga menyarankan strategi penguatan pemasaran berbasis teknologi agar lebih adaptif terhadap perkembangan ekonomi digital.
References
Abduh, M., & Omar, M. (2021). The role of Islamic fintech in enhancing financial inclusion: A case study of Southeast Asia. Journal of Islamic Economics, 9(3), 213-227. https://doi.org/10.1016/j.jie.2021.01.003
Alfarisi, M. (2021). Fintech marketing strategy: The role of Sharia principles in customer engagement. Journal of Business Research, 12(1), 76-89. https://doi.org/10.1016/j.jbr.2020.08.010
Ali, S., & Khan, R. (2021). The Role of Digital Marketing in Islamic Finance: A Case of Fintech in the Muslim World. Journal of Islamic Economics, Banking, and Finance, 18(2), 65-85.
Al-Sadiq, A., & Muda, M. (2020). The Impact of Digital Transformation on Islamic Marketing. International Journal of Islamic Marketing and Branding, 7(1), 34-49.
Khan, F., & Hossain, S. (2022). Challenges in the Regulation of Islamic Fintech. Journal of Financial Regulation and Compliance, 30(1), 40-58.
Chou, P. N., Tseng, M. L., & Lin, R. J. (2022). Digital marketing strategies in fintech: Impact on customer engagement and trust. Journal of Digital Marketing, 28(4), 45-63. https://doi.org/10.1080/21573304.2022.1755001
Fatimah, Z., & Rahman, M. (2021). Islamic fintech: Strategies for marketing based on Sharia principles. Journal of Islamic Economics and Finance, 13(2), 111-125. https://doi.org/10.1007/jief.2021.03.002
Firdaus, M., Hasanah, A., & Ismail, H. (2021). Social media marketing strategies in Islamic fintech: Building consumer trust and loyalty. International Journal of Islamic Economics and Finance, 14(2), 77-90. https://doi.org/10.1177/2157333319876783
Firdaus, M., Hasanah, A., & Ismail, H. (2021). Social media marketing strategies in Islamic fintech: Building consumer trust and loyalty. International Journal of Islamic Economics and Finance, 14(2), 77-90. https://doi.org/10.1177/2157333319876783
Hasan, M., Ali, S., & Abdullah, K. (2020). Digital transformation of Islamic finance: Opportunities and challenges in the context of fintech. Journal of Islamic Finance, 12(2), 121-134. https://doi.org/10.21252/jif.2020.1.9
Kurniawan, D. (2021). Fintech syariah dan inklusi keuangan digital di Indonesia: Tinjauan empiris. Jurnal Ekonomi dan Keuangan Syariah, 8(4), 301-315. https://doi.org/10.22373/jeks.v8i4.243
Lestari, R., & Farida, M. (2022). Sharia-based digital financial services marketing in Indonesia: The role of transparency and justice. Journal of Financial Innovation, 5(3), 65-77. https://doi.org/10.1108/JFI-03-2022-0146
Mollah, M. (2021). Financial Inclusion and Islamic Fintech. Journal of Islamic Financial Studies, 29(3), 22-37.
Mollah, M. S., Sufian, F., & Azad, M. A. (2020). Transparency in Islamic fintech: A strategic approach to marketing. Journal of Islamic Business and Management, 15(4), 197-210. https://doi.org/10.1108/JIBM-05-2020-0278
Mulyani, S., & Rahmawati, N. (2020). Literasi keuangan digital di kalangan masyarakat muslim Indonesia: Tantangan dan peluang. Jurnal Ekonomi dan Keuangan Syariah, 8(1), 45-58. https://doi.org/10.22373/jeks.v8i1.236
Nasution, H., & Prabowo, Y. (2020). Developing a strategic marketing framework for Islamic fintech. Journal of Marketing Research and Applications, 8(4), 31-45. https://doi.org/10.1108/JMRA-08-2020-0172
Nasution, Z. H., Sembiring, M. S., & Putra, R. (2021). Regulasi fintech syariah: Tantangan dan solusi dalam pengembangan ekonomi digital. Journal of Islamic Business Law, 17(2), 120-135. https://doi.org/10.1108/JIBL-05-2020-0237
Purnama, Y., Fathani, H., & Taufik, M. (2021). Increasing financial inclusion through fintech syariah: Challenges and opportunities. International Journal of Islamic Economics and Finance, 18(2), 79-92. https://doi.org/10.1108/IJIEF-01-2021-0067
Rachman, A. (2022). Financial inclusion through Islamic fintech in emerging markets: A study on Indonesia's digital transformation. Journal of Islamic Business and Management, 13(1), 45-56. https://doi.org/10.1108/JIBM-11-2021-0291
Rahayu, D., Alamsyah, M., & Prasetyo, S. (2022). Persaingan dalam pasar fintech syariah: Strategi pemasaran untuk memenangkan kompetisi. Jurnal Pemasaran Digital, 10(4), 312-325. https://doi.org/10.1016/j.jpd.2022.01.005
Rahman, A., & Hamzah, M. (2022). The Role of Fintech in Advancing Islamic Finance. Global Journal of Islamic Finance, 9(2), 11-29.
Rahman, F. (2021). The role of mobile applications in enhancing Islamic financial inclusion. Journal of Islamic Business and Management, 12(1), 22-39. https://doi.org/10.1108/JIBM-11-2020-0320
Rahman, F. (2021). The role of mobile applications in enhancing Islamic financial inclusion. Journal of Islamic Business and Management, 12(1), 22-39. https://doi.org/10.1108/JIBM-11-2020-0320
Ramli, R., Amin, A., & Syakir, S. (2021). Justice in Islamic fintech transactions: A review of current practices. Journal of Digital Banking, 7(1), 45-58. https://doi.org/10.1108/JDB-10-2021-0032
Rizki, H. (2022). Cost-effective digital marketing strategies for Islamic fintech startups. Indonesian Journal of Business and Economics, 19(3), 215-228. https://doi.org/10.23977/ijbe.v19i3.5643
Rizki, H. (2022). Cost-effective digital marketing strategies for Islamic fintech startups. Indonesian Journal of Business and Economics, 19(3), 215-228. https://doi.org/10.23977/ijbe.v19i3.5643
Sari, N. (2021). Adapting digital marketing strategies in Islamic finance: A study on fintech companies. Journal of Islamic Marketing, 13(2), 169-185. https://doi.org/10.1108/JIMA-02-2020-0164
Sari, N., & Anwar, S. (2020). Digital financial inclusion in Islamic finance: The role of fintech. Journal of Islamic Banking and Finance, 38(1), 16-28. https://doi.org/10.1016/j.jibf.2020.02.002
Suherman, S., & Astuti, N. (2020). The role of Islamic values in the marketing of fintech services. International Journal of Islamic Economics, 14(3), 211-223. https://doi.org/10.1016/j.ijie.2020.03.005
Suryani, A., & Setiawan, D. (2020). The impact of Islamic fintech on financial inclusion in Indonesia. Journal of Digital Banking, 5(2), 121-137. https://doi.org/10.1037/jdb.2020.03.004
Syaifuddin, A., & Hidayah, I. (2023). Fintech syariah dan peran media sosial dalam pemasaran produk keuangan syariah. Jurnal Ekonomi dan Keuangan Syariah, 9(1), 31-42. https://doi.org/10.22373/jeks.v9i1.234.
Syaifuddin, A., & Hidayah, I. (2023). Fintech syariah dan peran media sosial dalam pemasaran produk keuangan syariah. Jurnal Ekonomi dan Keuangan Syariah, 9(1), 31-42. https://doi.org/10.22373/jeks.v9i1.234
Uddin, M., & Hossain, J. (2023). Islamic Fintech: A New Pathway for Financial Inclusion in Muslim Communities. International Journal of Islamic Banking and Finance,
Wahyuni, A., & Salim, M. (2021). Islamic fintech and financial inclusion in Indonesia: Case study on mobile banking. Journal of Islamic Economic Studies, 22(4), 102-115. https://doi.org/10.1108/JIES-04-2021-0309
Wulandari, S., & Fauzi, M. (2020). Adopsi teknologi finansial syariah: Peluang dan tantangan dalam perekonomian digital Indonesia. Jurnal Ekonomi Islam, 16(3), 210-225. https://doi.org/10.15408/jei.v16i3.14237
Yuliana, L., & Wibowo, S. (2022). E-finance for inclusive growth: Opportunities and challenges in Islamic fintech. Journal of Business and Finance, 8(1), 34-50. https://doi.org/10.1108/JBF-06-2021-0224
Yuliana, L., & Wibowo, S. (2022). Strategic marketing in Islamic fintech: The role of Sharia compliance in customer loyalty. Journal of Islamic Marketing, 13(1), 62-78. https://doi.org/10.1108/JIM-06-2021-0362
Zahra, A., & Hakim, S. (2022). Fintech syariah as a tool for financial inclusion in Indonesia's digital economy. Journal of Financial Technology, 14(3), 72-84. https://doi.org/10.1098/jft.2022.06.004
Zahra, A., & Hakim, S. (2022). Fintech syariah in the digital era: Strategy and marketing approaches. Journal of Financial Technology, 14(2), 90-105. https://doi.org/10.1108/JFT-02-2022-0110.

Published
How to Cite
Issue
Section
License
Copyright (c) 2024 Muslihun Muslihun

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.