Yusuf, Yusuf, and Fathmah Hanum. “Inovasi Perbankan Prudensial: Mengurangi Risiko Kredit Pada Bank Wakaf Mikro Di Era Digital”. Applied Observation and Pedagogical Studies Poster 2, no. 2 (November 30, 2023). Accessed July 5, 2025. https://journal.assyfa.com/index.php/aops/article/view/825.